If you are a senior and having questions in your mind like, ‘Is it possible for me to keep my doctor with my current Plan?’ or ‘Will my plan cover my medical procedures or service?’ Yes, it can be confusing to understand and signing for Medicare. It doesn’t matter if it is the original Medicare or Medicare Supplement Plan; understand all these together can be overwhelming.
However, you don’t have to stress yourself out too much for this. In this article, we have prepared some frequently asked questions and answers about Medicare. Read fully to be able to understand and learn how Medicare Plans work and then decide which one you will want like- Medicare Part G will be a good decision for you or not.
What is Medicare?
This is a federal health insurance program for most people who are 65 and older. People with specific disabilities and with end-stage renal disease can have Medicare too. Typically, Medicare will cover emergency costs of yours including, preventive and long-term healthcare.
The federal government has funded Medicare. But other programs like Medicare Supplements have state oversight.
Who can qualify for Medicare?
Seniors who are on the verge of their retirement often ask this question. And the answer is-
Seniors who are 65 and above
Seniors under 65 but have disabilities and receiving social security disability benefit for the past 2 years at least.
Seniors who have end-stage renal disease or amyotrophic lateral sclerosis can be qualified for Medicare.
What will Medicare cover?
Medicare will cover a vast number of things depending on the policy you will choose. Such as-
Anesthesia
Ambulance services
Artificial eyes and limbs
Blood processing and handling
Bariatric surgery
Cardiac rehabilitation programs
Chemotherapy
The cardiovascular disease screening process
Vaginal and cervical cancer screenings
Depression screening
Diabetes prevention program
Diagnostic tests
Routine eye exams
Contact lenses and eyeglasses
Flu shots
Foot care
Hearing aids
Hepatitis B
HIV screenings
Inpatient hospital care
Kidney transplants
Screenings of lung cancer
Mammograms
Mental health care
Occupational therapy
Organ transplants
Pain management
Outpatient prescription drugs
Preventive and screening services
Radiation therapy
Sexually transmitted counseling and infection screenings
Sleep studies
Surgery
X-rays
Urgent care
Annual good visits
Can I be automatically enrolled in Medicare after turning 65?
If you are slowly becoming 65 soon, you will have a seven-month initial enrollment period to apply for Medicare. The duration of enrollment starts three months before your 65th birthday and goes on until three months after you become 65.
Will Medicare cover my dental and vision services?
Not always Medicare will cover these services of yours. Especially, original Medicare Part A and Part B don’t cover dental and vision care services. But in case you are already admitted to the hospital, the original Medicare might some parts of the services.