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Today we are in the world of fast developing e-commerce. You could order anything and everything with just a click. The evolution of internet has led to e-business and online credit card payments. It's become impossible to run an online business without accepting credit card payment. But every businessman must also make sure that the valuable information given by their buyer over the net are safely and securely transferred to your site. Its important to know 2 important aspects related to security of accepting credit cards. They are AVS=Address verification Service and CVV=Card Verification Service.

When you accept credit card payment you will go in for AVS wherein the address of the buyer will be sent for verification. The processor will verify and match the address provided by the customer with the owner of the card. This is done to make sure that the presenter of the card is its true owner. However its noteworthy to point that even if there is any difference found in the address the card will be accepted for processing and will not be rejected. So its for the seller to decide whether he would go forward and accept the card in spite of the mismatch or ask for any other details for further verification.

CVV is a more stringent form to control frauds. This is a 3 digit number found on the back of the card and its not found on any other statements. You will not find this CVV number in monthly statements or receipt etc. So only the holder of the card will know this number. When you accept credit card payments ask for the CVV number which is a kind of verification process that the buyer is in possession of the card. By asking for this CVV number you can eliminate fraud to a greater extent.

If you are doing an online business then you may ask for credit card details for payments. In such cases the details given by the customers are transferred a number of times and so every time its transferred there are chances of being misused. So as a online business merchant its your duty to protect the information given out by your buyers. To secure the information you can get SSL certificate and also use the encrypting method to secure all the valuable information given out by the customers. All these features must be checked by you with the processing company before you start accepting credit card payments.

Not only during the transfer of these data but also after that these information has to be properly stored and kept out of reach of unwanted people. It can be even misused by your own staff and employees. Even at that stage all kind of security measures must be adopted to ensure the safety of your buyers. Only a safe and secure payment process will help you gain the confidence of your buyer.