HDFC Bank is a highly reputed and one of the leading credit card issuers in the credit market. From entry-level credit cards to super-premium credit cards, you can definitely find a credit card that is a perfect fit for you. While researching for credit cards to apply for you must have come across the HDFC Infinia Metal Credit Card. Since it is one of the super-premium credit cards offered by the HDFC Bank, it can only be availed of through an invite. However, the joining fee of this credit card is ₹ 12,500 plus applicable taxes.
In this article, we have covered everything about the HDFC Bank Infinia Metal Credit Card that you must know. Without any further ado, here are the reasons or key highlights why you should get the Infinia Metal Credit Card.
1. Welcome Benefits: On the successful realization of the joining fee, the credit cardholder gets welcome benefits of 10,000 bonus reward points and a complimentary membership for the first year to Club Marriott.
2. Reward Rate: The credit cardholder gets to earn 5 reward points on every Rs. 150 spent using this credit card in all categories.
3. Travel benefits: With this credit card you can enjoy unlimited complimentary access to domestic & international and a complimentary priority pass membership.
4. Dining benefits: Under the complimentary Club Mariott membership you get to save 20% on food and beverages bills at the participating restaurants. You also get to enjoy other dining benefits under the Good Food Trail Program on this credit card.
5. Insurance benefits: With this credit card you get comprehensive insurance benefits such as accidental air death cover worth Rs. 3 crores, medical emergency cover up to Rs. 50 lakhs, credit shield of Rs. 9 lakhs, and so on.
6. Spend-based waiver: To enjoy all the features and benefits of this credit card free of cost, you need to spend Rs. 8 lakhs or more in the previous year in order to get a renewal fee waiver.
7. Other Benefits: Apart from the above benefits, you also get to enjoy fewer finance charges of 1.99% per month, a foreign currency markup fee of 2%, and a 1% fuel surcharge waiver as well. You also get the features like net banking services, customer support services, add-on credit cards, etc. with this credit card.
Bottom Line:
With a parting thought, we hope that from the above-mentioned features and benefits of HDFC Infinia Metal Credit Card, your mind might have gotten clear whether you should take this credit card or not. However, only the selected loyal customers get the invite to this credit card from the HDFC Bank. Whether you have this credit card or any other credit card there is a universal thing with credit card usage that you need to keep in mind that are you need to keep the credit card dues clear and maintain a low credit utilisation ratio in order to use a credit card wisely and maximising the benefits on it.
Additional Reading - Factors To Consider When Comparing Credit Cards