Any employee contributing to an EPF account can check the balance of their account using internet channels. They do not have to wait for the employer to share the Employees' Provident Fund (EPF) statement at the end of the year to find out the balance in their EPF account.
Umang App, EPFO Member e-Sewa portal, SMS, or a missed call are all options for checking your EPF amount.
If your EPF is maintained by an exempted establishment (such as a Trust), you should check your provident fund balance with your employer.
Check PF balance online:
Using the Umang application
Using the Umang app employees can check their PF balance on their phones. The government released the Umang app to give citizens access to various government services in one place. The software allows employees to see their EPF Passbook, submit claims, and track them. To start using the app you need to enter your phone number and complete a one-time registration.
How to Use the EPFO Portal
Users will now view their PF passbooks on a separate EPFO website instead of the unified portal. However, transactional services such as transfers can still be performed using a single platform.
To view your PF passbook on the UAN portal, your account must be linked with your Universal Account Number. You can eiyher downalod or print your EPF passbook from the internet.
Take the following steps:
Step 1: Go to www.epfindia.gov.in and look for the member passbook.
Step 2: Under 'Our Services,' click on 'For Employees.'
Step 3: Under 'Services,' select 'Member Passbook.'
Make sure your employer activates your UAN to access the EPF account passbook. The UAN number though is provided by the EPFO, but it must be confirmed and activated by your company. If your company has activated your UAN, you can log in through it and check your passbook balance and your password.
By sending a text message
If your UAN number is registered with the EPFO, sending an SMS to 7738299899 will provide your information about your most recent contribution and your PF balance. You must send the following message: EPFOHO UAN ENG. The selected language's first three characters are 'ENG.' So, if you want the message in Marathi, put EPFOHO UAN MAR.
Ten languages are supported eg. English (default), Hindi, Punjabi, Gujarati, Marathi, Kannada, Telugu, Tamil, Malayalam, and Bengali. You must use then UAN's registered mobile number to send the SMS.
EPFO also sends information on members in its database. So, double-check that your UAN is linked to your bank account, Aadhaar, and PAN, or ask your employer to do so.
Give a missed call
If you are registered on the UAN site, you can receive the information by calling 011-22901406 from your registered mobile number. Ensure your UAN has your bank account number, Aadhaar number, and PAN. You might even request that your employer plant them for you. This service is provided without charge.
EPF is a government-run organisation. The Central Board of Trustees lowered the interest rate on employee provident fund deposits to a four-decade low in March. For the fiscal year 2021-22, EPF interest rates were decreased to 8.1 per cent, down from 8.5 per cent the prior year.
It is the lowest interest rate on employee retirement fund deposits since 1977-78. Every year, the EPFO announces the PF interest rate.
Provident fund balance check in four different methods from the comfort of their own homes: SMS, internet, missed calls, and UMANG App.
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