How to Quote Auto Insurance Online

Quoting your car insurance is easy, fast, and free. Your insurance comparator, in just a few minutes you will get several personalized offers ordered by price from each car insurer. You can also compare the coverage of the different products to protect your car at the best price.

Types of coverage for your car

There are different auto insurance packages. Quotelab helps you identify which is the most recommended for your budget and according to the technical specifications of your vehicle. We summarize in an explanatory table what each package contains in a simple way. The offers are numerous, check it out!

Why is it important to compare your car insurance?

The insurance offer is very wide and when you quote your policy, the information can be a lot and confusing. In addition, each insurer has different general conditions and before hiring insurance it is important not only to consider the price but also the coverage that your car policy includes. Comparing the price of your car insurance is the smartest way to save time and money.

On our platform, we show prices in real-time and according to your needs. So you can choose the cheapest insurance for your car in the fastest, most efficient, and simple way. It's free!

Calculate auto insurance

Deciding the best option for online car insurance quotes is easy with a calculator. It is no longer necessary to have to inquire with each company about the coverage, benefits, and prices they have.

What influences the price of your auto insurance

It is important to know that the price of the policy is calculated depending on many factors that are sometimes not considered when quoting vehicle insurance. Insurers estimate the risk posed by various factors before offering you a policy for your car, since the main objective is to provide you with the financial protection you need so that the expense of a claim is not entirely borne by you.

Among the main factors, the value to calculate the price of insurance are the zip code, the type of vehicle to be insured, make and model, and the age of the main driver. Also, factors about the condition of the car such as age, if it is a Premium model or the place where you park your car, can have an influence when it comes to offering you a specific price and coverage.

Type of insurance

In general, there are three differentiated packages when it comes to car insurance:

The cheapest option with limited benefits is Civil Liability that covers damages to third parties in the event of a claim.

For its part, Limited insurance becomes the next cheapest alternative, since, in addition to protecting you from damage to third parties, it covers the total theft of your car.

Finally, within the different types of insurance for your vehicle, there is the one defined as Comprehensive which, in addition to the above, covers any material damage to your car.

In addition to the mentioned packages, you should know that you can expand the coverage package by including extras that improve the quality of your policy, but that can also increase the price.

The insurance company

Each insurer varies the prices of its policies according to the activity and evolution of the insurance market but also based on its own criteria. Among these are: the history of claims attended, the quality of the service or the type of product offered to the market.

On the other hand, there are cars with certain characteristics that pose a high insurance risk for some insurers, and therefore do not commit to assuming it. But other companies do cover these vehicles with the particularity of increasing the value of their annual premiums.

Additional coverage

There is a wide range of benefits and features that make your policy more complete. The substitute car, for example, is one of the most demanded by drivers. Well, in the event of a claim, the insurer will provide you with a car while yours is under repair.

Another additional coverage is that of Adaptations and Conversions. Although it can increase the price of your insurance, if you improve the sound equipment of your car, it is best to declare it to the insurer so that it is included in your policy. Since in case of accident or theft, if it is not declared, the insurer could not be responsible for compensating you for its value.